Common Questions

How much house can I afford? 

There are many factors that determine your budget for a new home. One of the main qualifying factors is your credit score. The best way to determine an exact budget is to contact a mortgage lender to get the process started. If you're unsure about where to start, call me today for a list of local Cheyenne mortgage lenders. 

Do I need a real estate agent?

Licensed real estate agents are specifically trained to assist you with the buying and selling process. We are here as an advocate to protect your interests during a real estate transaction. Fun Fact - Did you know that my services to you as a buyer are FREE? Hiring an agent to help you purchase a new home doesn't cost you anything. 

How much do I need for a down payment? 

There are several programs available to assist with your down payment. First time home buyers can put as little as $1500 down and conventional buyers as low as 3% with a qualifying credit score. Are you a veteran? VA home loans are a great way to buy with little to no money down. Contact your local mortgage lender for additional details on down payment assistance programs.